Life Insurance CalculatorEmail Determine Lifestyle NeedCurrent Annual Lifestyle Expenditures (Excluding taxes)Percentage Reduction (Enter as a decimal)Percentage of lifestyle attributable to the insuredLifestyle ReductionReduced Annual Lifestyle ExpendituresCurrent Tax Rate (Enter as a decimal)Total Lifestyle Need (including taxes)Determine Income Needed from PortfolioSubtract other sources of incomeSurviving Spouse IncomeMust be reliable, sustainable incomeOther Sources of IncomeAdd all other sources together and input hereIncome Needed from PortfolioPortfolio Needed to Cover LifestyleIncome Needed from Portfolio divided by 4.5%Present Value of Future College ExpensesAmount of Current Assets401k, Cash, Savings, etc.HiddenLife Insurance Need (before rounding)Life Insurance NeedRounded to the next $100,000 Price: $0.00 Δ