3 to 1 Accumulating Wealth Seminar: Hannah Cassatly

The 3to1 Foundation, Accumulating Wealth Seminar is not only helpful, but also necessary for many young adults. As a twenty year old, prior to the Seminar, I had very little knowledge about financial management and planning. The Seminar went over basic knowledge for understanding finances, but it also went above and beyond with instructions on how to optimize one’s financial future.  Topics included, but were not limited to, budgeting, investments, taxes and goal setting. I am currently much more aware and conscious of how I spend my money and on what.  I learned that the young-adult years determine much of one’s financial future; therefore it is important to understand finances early on. Since the Seminar, I have placed myself on a budget, based on projected annual income.

I would recommend this Seminar to all who are interested, and even to those who may not be interested. I am not studying business or anything finance related and had never taken an interest in such topics. However, the course and Darrell Cain made it interesting and easy to understand the topics that I usually found too complex. The 3to1 Foundation Seminar is a great resource and I recommend enrolling in it.

Sarah Cassatly, Written Endorsement

The most valuable thing I learned at the Accumulating Wealth Seminar was the importance of saving money. Prior to the seminar, I really never thought much about saving, let alone saving for retirement, but through the interactive explanation and a binder full of everything we discussed over the two days to keep, I know that my overall perception of money has been changed for the better. I would definitely recommend the seminar to anyone, particularly young people like me who never took a finance or accounting class. Even though I had limited prior knowledge I was really able to relate and understand the value of the advice given. What I found to be the most useful was the concept of goal setting—you can’t plan for your future without thinking about what you want to accomplish and how you are going to get there.



DJ and Marissa Gianakas

My parents attended the Accumulating Wealth Seminar a few years ago and had talked about it ever since! They spoke about it often and had already taught me to apply some of the principles from the seminar while I was still in college. Needless to say, I was excited and ready to go once it was our turn! My parents knew the importance of the seminar and made the investment to send me and my husband, just a few short months after getting married.

The seminar added great value to our knowledge about our current and future finances. The information was presented in a way that was easy to understand and gave us actionable steps to apply right away. It was astonishing to see how a small amount of money saved at a young age can compound over a long period of time to become so great! We loved learning what types of investments would provide the greatest return for our future, some of which were not what we originally thought!

The concepts that were taught at the seminar have been influencing our financial decisions every day. We now have multiple investment accounts and understand the importance of paying ourselves (through the investments) first, even before paying off all of our debt, such as our student loans. We definitely recommend the Accumulating Wealth Seminar to anyone who cares about their current or future financial situation, especially young (highschool, college) adults. By applying the information taught in the seminar, you can completely change your financial future forever!